Plan · Net worth
Net worth calculator
List the assets and debts that make up your balance sheet, then see the difference in one view.
Scenario inputs
Change the assumptions.
- Cash and savings
- Investments
- Retirement accounts
- Real estate
- Vehicles
- Other assets
- Mortgage debt
- Credit card debt
- Student loan debt
- Other debts
Open the interactive calculator to enter values. Calculations run in your browser. Editing inputs does not change the page URL. Share calculation includes your inputs after # in the shared link. This URL fragment is not sent in the page HTTP request. Anyone with the link can read its values. Avoid sharing sensitive financial information.
How it works
A snapshot can make a direction visible.
Net worth is calculated as total assets minus total liabilities. Liquid assets are shown separately as cash and non-retirement investments so the composition is easier to inspect.
This is a personal balance-sheet snapshot, not a valuation or financial plan. Use current estimates consistently, especially for property, vehicles, and other assets.
Common questions
Before you use the number.
What is net worth?
Net worth is the value of what you own minus what you owe. Assets can include cash, investments, property, vehicles, and retirement accounts; liabilities can include loans and credit card balances.
Should retirement accounts be included?
You can include them as an asset. The calculator does not estimate taxes or early-withdrawal costs, so treat the result as a gross snapshot.
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