1. Who we are
This Privacy Policy explains how Quadri LLC ("Equity Replay," "we," "us," or "our") handles information when you visit equityreplay.com, create a historical portfolio, use our calculators, sign in, save or publish a portfolio, subscribe to Replay Pro, or use AI Mix. Quadri LLC is an Arizona limited liability company operating from the United States.
2. Information we process
- Account information. When you sign in with Google or Apple, we receive the account details those providers make available, such as your name, email address, provider identifier, and profile image where applicable.
- Portfolio information. We process portfolio names, descriptions, allocations, symbols, time ranges, starting values, comparison selections, and other content you choose to submit or save.
- AI Mix information. When you request an AI mix, we process the prompt and the mix settings you provide, such as style, history window, position count, and excluded symbols. The generated draft is returned to you and is not saved unless you choose to save it as a portfolio.
- Public content. A portfolio you publish can be displayed with its name, description, allocation, historical range, and view count. Do not publish information you want to keep private.
- Billing information. Stripe processes payment details for Replay Pro. We receive billing identifiers, subscription status, plan information, and renewal-period dates, but we do not store your full payment card number.
- Technical and security information. Cloudflare and our service providers may process request metadata such as browser, device, IP address, timestamps, and security signals to deliver the site, protect accounts, enforce limits, and diagnose failures.
3. Calculator inputs stay in your browser
Our financial calculators are designed to run in your browser. We do not intentionally save calculator inputs or require a database record to share a calculator scenario. Your browser, operating system, extensions, or network may still retain information according to their own settings.
4. How we use information
We use information to provide and secure the service; authenticate accounts; save, display, and delete portfolios; respond to support requests; create AI drafts you request; calculate historical scenarios; enforce plan limits and rate limits; prevent fraud, abuse, and unauthorized access; understand reliability and product usage; send transactional messages; process payments; comply with law; and protect the rights, safety, and property of Quadri LLC, our users, and the public.
5. AI Mix and third-party processing
AI Mix uses Cloudflare Workers AI to turn the inputs you submit into an editable educational mix. We do not ask you to provide sensitive personal information, and you should not include it in an AI prompt. AI output can be wrong and is not financial advice. Cloudflare may process requests as part of providing its service; see Cloudflare's privacy policy for its practices.
6. Public and private portfolios
Portfolios are private to your account unless you choose to publish them. A published portfolio is available through a public URL and may be linked, indexed, copied, or shared by other people. You can use the available controls to unpublish or delete portfolios you own, subject to operational backups, moderation records, and legal retention requirements.
7. Shared links and comparison URLs
Some share and comparison links contain portfolio names, symbols, allocation percentages, selected history windows, or starting values in the URL. Anyone who receives a link can see the information encoded in it. Treat a shared URL as public and avoid placing personal or confidential information in portfolio names, descriptions, or prompts.
8. Cookies, sessions, and local storage
We use necessary session cookies to keep you signed in and protect authenticated requests. We may use limited browser storage for preferences such as theme or temporary interface state. We use Google Analytics to measure aggregate site usage, such as page views, navigation, device and browser information, and approximate region. Google Analytics may use cookies or similar technologies. We do not intentionally send account identifiers, names, email addresses, prompts, portfolio descriptions, allocations, billing details, or query-string values to Google Analytics. We do not sell browsing activity to data brokers. Cloudflare, Google Analytics, Stripe, authentication providers, and other infrastructure providers may use their own security or operational storage when delivering their services.
9. When we share information
We share information with service providers only as needed to operate the feature or fulfill the purpose described above. These providers include Cloudflare for hosting, database, security, email, and AI infrastructure; Google Analytics for aggregate usage measurement; Google or Apple for authentication; Stripe for payments and subscriptions; and our historical stock-data service for requested market data. The stock-data service receives the symbols and data parameters needed for a market-data request, not your private account or payment details. We may also disclose information when required by law, in response to a valid legal process, to investigate abuse, or to protect the service and people. If Quadri LLC is involved in a merger, acquisition, financing, restructuring, bankruptcy, or sale of assets, information may be transferred as part of that transaction subject to applicable law. We may share aggregated or de-identified information that cannot reasonably identify you. We do not sell personal information and do not use it for cross-context behavioral advertising.
10. Billing and transactional email
If you subscribe to Replay Pro, Stripe handles payment collection and billing administration under its own terms and privacy policy. You can review Stripe's practices in its privacy policy. We use Cloudflare Email Service to send service messages such as account, subscription, and support emails from team@equityreplay.com. We do not use transactional messages to send unrelated advertising.
11. Retention and deletion
We retain information for as long as needed to provide the service, maintain account and billing records, resolve disputes, enforce agreements, prevent abuse, meet legal obligations, and protect backups. When you delete your account, we delete or de-identify account-linked application records according to our deletion workflow, including saved portfolios and usage records, subject to backups, fraud-prevention records, and records that we must retain. Stripe and other providers may retain information under their own legal and operational policies. Duplicate-view records use a keyed digest rather than a stored IP address and are scheduled for deletion after 365 days.
12. Your choices and privacy requests
You may sign out, update or delete eligible portfolio content, unpublish public portfolios, cancel a subscription, and delete your account from the available account controls. Depending on where you live, you may also have rights to access, correct, delete, receive a portable copy of, object to, or restrict certain processing of your personal information, withdraw consent where processing is based on consent, or appeal a privacy decision. You may ask us to exercise an applicable right by emailing team@equityreplay.com. We may need to verify your request and may retain information where the law or a legitimate security, billing, or dispute-resolution need requires it. We do not discriminate against you for making a lawful privacy request.
13. Security and international processing
We use reasonable administrative, technical, and organizational measures designed to protect information, including encrypted transport, authenticated sessions, access controls, rate limits, and provider security features. No internet service is perfectly secure. Our providers may process information in countries other than where you live, subject to their own safeguards and legal obligations.
14. Children
Equity Replay is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided information, contact us at team@equityreplay.com so we can review and take appropriate action.
15. Changes and contact
We may update this policy when the product, providers, or legal requirements change. We will post the updated version here and change the effective date. Questions, privacy requests, and legal notices may be sent to team@equityreplay.com. Quadri LLC operates Equity Replay from the United States.